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Top Online Car Insurers

Buying auto insurance can be a pain in the neck. Trying to find the best company, getting quotes, dealing with agents or brokers, paying extra fees for said broker or agent to do their job, and even then never knowing for sure if you got the best possible deal or not.
Online purchases of auto insurance are quickly becoming the norm in the United States, and with the advent of sites like The Zebra, which allows you to compare quotes from over 95% of all insurance companies in the country, it should be easy to choose a policy that works for you.
The four top auto insurance companies in the United States are State Farm, Geico, Progressive, and Allstate. Together, they sell half of the country’s auto insurance policies but three out of the four sell their policies through agents. Progressive sells online policies, and you can also purchase a policy over the phone with them. There are plenty of smaller companies that sell auto insurance online, and they can often offer very competitive rates due to the fact that they aren’t trying to pay agents or brokers or maintain infrastructure like office buildings.
Companies like Nationwide, Esurance, and Sonnet Insurance offer auto insurance policies that you can buy online and never have to deal with a broker or agent. The process is quick and easy, and the rates are competitive. I would recommend, however, that in addition to looking at the policies offered by these companies, you should use a website that allows you to compare quotes, so that you can be sure you are getting a good deal. Beware of cheap policies that don’t offer much coverage, since if you got in an accident and didn’t have enough insurance to cover the costs, you could be exposed to lawsuits and end up being personally responsible for all the costs the insurance didn’t cover.